新加坡本地学生上大学多数都是贷款的吗？

男人如树

是的。无息贷款，不贷白不贷

jjrchome

劳动节 发表于 30-8-2012 22:26
这个银行又是怎么审批的呢，什么经济条件的学生都可以贷款读书吗，还是只是困难家庭？ ...

以下摘抄自发展银行的网站：

University / NIE Tution Fee Loan

Key Features:

• Up to 90% of the subsidized tuition fees payable by Singapore students.1
• Interest-free during course of study, charged at average prime rate of DBS, OCBC and UOB after graduation.
• Up to 20 years repayment period which starts after course completion.
• Minimum monthly repayment of $100.
  

Eligibility2

• All students studying in any of the local universities/NIE are eligible for this loan if they do not fall into any category below:
  - Students receiving any Government/Statutory Board/any school scholarships which cover tuition fees
  - Students receiving full Tuition Fee Subsidy from MENDAKI
  - Students using CPF savings for payment of 100% of the subsidized tuition fees
  - Students on self-funded courses
  - Foreign students who are paying full fees (not eligible for any Tuition Fee Grant)
• There is no income requirement and age restriction.
  

Guarantor

• Aged between 21 to 60
• Is not discharged as a bankrupt.
  

Student	Guarantor
Singaporean	Singaporean
Permanent Resident	Singaporean / Permanent Resident
International	Singaporean / Permanent Resident / International

Repayment

• Maximum repayment period of 20 years
• Repayment will commence no later than 2 years after graduation
• Repayment of loan can be in one lump sum or by equal monthly instalments of minimum $100.
  

To Apply

• Fill up the application form and letter of offer.
  

  NUS students	SMU students	SUTD students
  NTU full-time undergraduate students	NTU part-time undergraduate students	NTU postgraduate students
  SIT students

• Together with guarantor, bring the following to any DBS branch
  - Application Form
  - Letter of Offer
  - NRIC / Passport (student and guarantor)
  

Note
1 TFL does not cover hostel fees, purchase of computer and personal allowance.
2 Some courses of study are not eligible for TFL. Please refer to your respective institutions' website for courses that are eligible for Tuition Fee Loan

jjrchome

University Computer Loan

Key Features:

• Interest-free loan
• Up to 30 months repayment period which starts after course completion.
• Minimum monthly repayment of $100.
  

Eligibility

• Undergraduates and full-time postgraduates who are studying in the University shall be eligible to apply for a loan.
  

Loan is subjected to the institution's approval and loan fund availability.

Guarantor

• Aged between 21 to 60
• Is not discharged as a bankrupt.
• Cannot be a party to more than one other active loan.
• 
  

Student	Guarantor
Singaporean	Singaporean
Permanent Resident	Singaporean / Permanent Resident
International	Singaporean / Permanent Resident / International

Repayment

• Up to 30 months repayment period which starts after course completion.
• Repayment of loan can be in one lump sum or by equal monthly instalments of minimum $100.
  

To Apply

• Please refer to the respective institution's website for application.
  

NoteComputer loan is only applicable for NUS students.

jjrchome

University Study Loan

Key Features:

• Up to 20% of the subsidized tuition fees payable by Singapore students and S$3,600 annual living allowance.
• Interest-free during course of study.
• Interest, if applicable, charged at average prime rate of DBS, OCBC and UOB after graduation.
• Up to 20 years repayment period for interest bearing loan and up to 5 years for interest free loan with repayment commencing after course completion.
• Minimum monthly repayment of $100.
  

Eligibility

• Undergraduates who have received financing of tuition fee payable by Singapore Citizens from at least one or a combination of the following:
  - Tuition Fee Loan
  - CPF Education Loan
  - MENDAKI Tertiary Tuition Fee Subsidy/Loan
  - Scholarship/grant
  - A fee subsidy/loan from a registered government agency
  
  For the full criteria to apply for Study Loan, please refer to respective institution's website for more details.
  

Guarantor

• Aged between 21 to 60
• Is not discharged as a bankrupt
  

Student	Guarantor
Singaporean	Singaporean
Permanent Resident	Singaporean / Permanent Resident
International	Singaporean / Permanent Resident / International

Repayment

• Up to 20 years repayment period for interest bearing loan and up to 5 years for interest free loan with repayment commencing after course completion.
• Repayment will commence no later than 6 months after graduation
• Repayment of loan can be in one lump sum or by equal monthly instalments of minimum $100.
  

To Apply

• Please refer to the respective institution's website for application.
  

NoteThere are different loans from different institutions. Please check with your institution for the loan you are eligible for.

劳动节

哎哟哟，版主太给力了，这么多还全是ENGLISH，要慢慢研究才行。