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michael8330 · 发表于 21-11-2007 11:40:00|来自：新加坡

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用老鼠爱小米在2007-11-17 1:36:00的发言： 楼主你要努力，你跟铜牌本来是前脚跟后脚的，那时都是72页。现在铜牌82页了，你依旧在73页，相差太多了。加油，加油！<img title="dvubb" alt="图片点击可在新窗口打开查看" src="http://bbs.sgchinese.com/Skins/Default/emot/em07.gif" align="middle" border="0"/><img title="dvubb" alt="图片点击可在新窗口打开查看" src="http://bbs.sgchinese.com/Skins/Default/emot/em07.gif" align="middle" border="0"/></div>贵精不贵多<img title="dvubb" alt="图片点击可在新窗口打开查看" src="http://bbs.sgchinese.com/Skins/Default/emot/em05.gif" align="middle" border="0"/>nobody want to ak me questions , i cannot do anything also, i don't like to 顶 myself  it made the whole tread very messy. [ i am no selling anything , no like <a href="http://bbs.sgchinese.com/index.asp?boardid=138&page=1" target="_blank">『房屋信息』</a> 顶 like no tomorrow.]

coralbells · 发表于 27-11-2007 10:43:00|来自：新加坡

问个事情，本人PR，刚购二手HDB,我准备跟银行贷90％，分30年还，不是哪家银行比较划算？哪家的fixed period短点？谢谢

michael8330 · 发表于 27-11-2007 10:53:00|来自：新加坡

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用coralbells在2007-11-27 10:43:00的发言： 问个事情，本人PR，刚购二手HDB,我准备跟银行贷90％，分30年还，不是哪家银行比较划算？哪家的fixed period短点？谢谢</div>i still prefer dbs. i PM u the Banker nos , u call him and get more detail.

liumao · 发表于 27-11-2007 12:59:00|来自：新加坡

michael8330,help me. yishun 759 #11 4s v+c=210,000+2,3000.it's expensive?how is the area's same type ,size (or 4 room)price?thanks!

michael8330 · 发表于 27-11-2007 16:19:00|来自：新加坡

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用liumao在2007-11-27 12:59:00的发言： michael8330,help me. yishun 759 #11 4s v+c=210,000+2,3000.it's expensive?how is the area's same type ,size (or 4 room)price?thanks!</div><table border="0"><tbody><tr valign="top"><td width="200">Flat Type </td><td width="10">:</td><td width="550">4 Room</td></tr><tr valign="top"><td width="200">HDB Town </td><td width="10">:</td><td width="550">Yishun</td></tr></tbody></table> <table cellspacing="2" cellpadding="2" width="100%" bgcolor="#fffafa" border="5"><tbody><tr bgcolor="#c20000"><th>Block</th><th>Street Name</th><th>Storey</th><th>Approximate Area (sqm)*</th><th>Lease Commencement</th><th>Resale Price</th><th>Resale Approval Date</th></tr><tr><td align="center">776</td><td nowrap="nowrap" align="left">Yishun Ave 2</td><td align="center">01 to 05</td><td align="center">83.00</td><td align="center">1986</td><td align="center">$188,800.00</td><td align="center">Aug 2007</td></tr><tr><td align="center">778</td><td nowrap="nowrap" align="left">Yishun Ave 2</td><td align="center">01 to 05</td><td align="center">104.00</td><td align="center">1989</td><td align="center">$245,000.00</td><td align="center">Oct 2007</td></tr><tr><td align="center">766</td><td nowrap="nowrap" align="left">Yishun Ave 3</td><td align="center">06 to 10</td><td align="center">84.00</td><td align="center">1985</td><td align="center">$185,000.00</td><td align="center">Oct 2007</td></tr><tr><td align="center">766</td><td nowrap="nowrap" align="left">Yishun Ave 3</td><td align="center">06 to 10</td><td align="center">84.00</td><td align="center">1985</td><td align="center">$182,000.00</td><td align="center">Aug 2007</td></tr><tr><td align="center">770</td><td nowrap="nowrap" align="left">Yishun Ave 3</td><td align="center">06 to 10</td><td align="center">84.00</td><td align="center">1986</td><td align="center">$178,000.00</td><td align="center">Aug 2007</td></tr><tr><td align="center">772</td><td nowrap="nowrap" align="left">Yishun Ave 3</td><td align="center">06 to 10</td><td align="center">84.00</td><td align="center">1985</td><td align="center">$185,000.00</td><td align="center">Sep 2007</td></tr><tr><td align="center">774</td><td nowrap="nowrap" align="left">Yishun Ave 3</td><td align="center">01 to 05</td><td align="center">89.00</td><td align="center">1987</td><td align="center">$180,000.00</td><td align="center">Aug 2007</td></tr><tr><td align="center">752</td><td nowrap="nowrap" align="left">Yishun St 72</td><td align="center">06 to 10</td><td align="center">91.00</td><td align="center">1984</td><td align="center">$237,000.00</td><td align="center">Oct 2007</td></tr><tr><td align="center">754</td><td nowrap="nowrap" align="left">Yishun St 72</td><td align="center">01 to 05</td><td align="center">84.00</td><td align="center">1985</td><td align="center">$206,000.00</td><td align="center">Nov 2007</td></tr><tr><td align="center">755</td><td nowrap="nowrap" align="left">Yishun St 72</td><td align="center">11 to 15</td><td align="center">103.00</td><td align="center">1986</td><td align="center">$283,000.00</td><td align="center">Nov 2007</td></tr><tr><td align="center">755</td><td nowrap="nowrap" align="left">Yishun St 72</td><td align="center">11 to 15</td><td align="center">103.00</td><td align="center">1986</td><td align="center">$245,000.00</td><td align="center">Oct 2007</td></tr><tr><td align="center">755</td><td nowrap="nowrap" align="left">Yishun St 72</td><td align="center">06 to 10</td><td align="center">103.00</td><td align="center">1986</td><td align="center">$270,000.00</td><td align="center">Sep 2007</td></tr><tr><td align="center">758</td><td nowrap="nowrap" align="left">Yishun St 72</td><td align="center">06 to 10</td><td align="center">84.00</td><td align="center">1986</td><td align="center">$217,000.00</td><td align="center">Sep 2007</td></tr><tr><td align="center">759</td><td nowrap="nowrap" align="left">Yishun St 72</td><td align="center">01 to 05</td><td align="center">104.00</td><td align="center">1985</td><td align="center">$228,000.00</td><td align="center">Sep 2007</td></tr><tr><td align="center">762</td><td nowrap="nowrap" align="left">Yishun St 72</td><td align="center">11 to 15</td><td align="center">84.00</td><td align="center">1985</td><td align="center">$196,000.00</td><td align="center">Aug 2007</td></tr><tr><td align="center">764</td><td nowrap="nowrap" align="left">Yishun St 72</td><td align="center">06 to 10</td><td align="center">84.00</td><td align="center">1985</td><td align="center">$210,000.00</td><td align="center">Oct 2007</td></tr><tr><td align="center">764</td><td nowrap="nowrap" align="left">Yishun St 72</td><td align="center">06 to 10</td><td align="center">84.00</td><td align="center">1985</td><td align="center">$191,000.00</td><td align="center">Aug 2007</td></tr></tbody></table> 4A ==> 103-106 sqm4S ==> 83-84 sqm4S corner ==>89sqmbase on the above information from HDB website , it slightly on the high side , but if the unit is well renovated , unblock and the LUP already completed or on the lift level , then can consider to buy. good luck. [em01]

liumao · 发表于 27-11-2007 16:34:00|来自：新加坡

sorry, the cash too high ($230000)? air-con no good,wall painting no good.

michael8330 · 发表于 27-11-2007 16:50:00|来自：新加坡

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用liumao在2007-11-27 16:34:00的发言： sorry, the cash too high ($230000)? air-con no good,wall painting no good.</div>the cash is 23k??? try to knock down to 15k-18k.brand new air-con system-3 ==> approx. S$2200-S$2400painting for 4rm flat, approx:- S$1000-S$1300

liumao · 发表于 28-11-2007 13:56:00|来自：新加坡

cau u tell me means of OTP ,in OTP duty of seller and buyer?thks

michael8330 · 发表于 28-11-2007 14:28:00|来自：新加坡

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用桔子树在2007-11-28 13:34:00的发言： 想问下铜牌：我和老公现在都是PR,我拿到一年半，老公今年七月刚刚拿到，然后在九月份我们辞职回国住了两个月，十一月份回到新加坡后老公现在已经在新公司开始工作，我将于十二月份开始进入新公司。。两个人的月入底薪＋commision六千左右。。我们的情况现在可以买二手组屋吗？申请贷款会不会很难？我们问的中介说银行贷款要求出示的六个月薪水单要求是同一公司的，我们本来是计划近期就买房子的。。现在觉得好像自己条件不够。。希望给点建议。。谢谢你哦^_^</div>可以买二手组屋.
get one banker and get in-principle approval from the bank. [ if yr 'new company' is belong to MNC, ex. citibank, NTU ,NUS, Temasek holding etc.,] u just need to show them yr employment letter [ in yr case , u may not have cpf statement, or payslips] , i think should be good enough, should be able to loan up to minimum 80% of the hse loan.
no harm trying.[em01]

michael8330 · 发表于 28-11-2007 14:30:00|来自：新加坡

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用桔子树在2007-11-28 13:47:00的发言： ah~~~sorry,I sent the msg to wrong place...but really appreciate if michael8330 can give us some advice about our problem...can our problem be solved by this situation? thanks..</div>[em06][em01][em05]

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