【贷款】现在由什么好的贷款配套？？？？

ljmay523

要贷款了，又没有什么好的贷款配套，本来是想DBS的三年1.99%的，可是，它要求贷款要超过30万，并且是估价的80%要超过30万，我的房子355，80%只有284，就差一点点啊！！！！郁闷啊！！！！！！！！！！


有好的贷款推荐一下吗？？？？？？？？？？？

菩提老祖

请问楼主 是不是贷款越多越好?? 我的房子45万, 80%超过30.
我应该还多些cash, 贷款不超过30万, 跟别的银行贷款划算? 还是即使有cash 仍然跟DBS贷款30万 划算???

sweetie28

UOB, 80% loans

1yr lock in

(with constant mthly installment)

Yr 1: 1.98% (HMBR less 2.52%)

Yr 2: 2.88% (HMBR less 1.62%)

Yr 3: 3.28%(HMBR less 1.22%)

Thereafter:: 3.75%(HMBR less 0.75%)


2yr lock in

(with constant mthly installment)

Yr 1: 1.88% (HMBR less 2.62%)

Yr 2: 2.68% (HMBR less 1.82%)

Yr 3: 3.28%(HMBR less 1.22%)

Thereafter:: 3.75%(HMBR less 0.75%)


3yr lock in

(with constant mthly installment)

Yr 1: 1.68% (HMBR less 2.72%)

Yr 2: 2.48% (HMBR less 2.02%)

Yr 3: 2.88% (HMBR less 1.62%)

Thereafter:: 3.75%(HMBR less 0.75%)

我一个同事带的渣打，还有一个是May bank，你多问几间，比较一下

good99

3yr lock in
(with constant mthly installment)
Yr 1: 1.68% (HMBR less 2.72%)
Yr 2: 2.48% (HMBR less 2.02%)
Yr 3: 2.88% (HMBR less 1.62%)
Thereafter:: 3.75%(HMBR less 0.75%)
sweetie28 发表于 15-7-2009 11:43

Maybank is a bit better in first 1&2 yrs (but upto 70%)
Yr1: 1.60%
Yr2: 2.20%
Yr3: 3.75%

Adail_1

Standard Chartered Bank
e years lock in: (up to 80%)
1st year: 1.5%
2nd year: 2.5%
3rd year onwards: 2 month SIBOR +1.25%

You can call me for more details. I work in Standard Chartered Bank. Tong tong

TV

Standard Chartered Bank
e years lock in: (up to 80%)
1st year: 1.5%
2nd year: 2.5%
3rd year onwards: 2 month SIBOR +1.25%

You can call me for more details. I work in Standard Chartered Bank. ...
Adail_1 发表于 15-7-2009 19:21

你是指 私人公寓 还是组屋？