2013-01-11 值得纪念的日子 - 一楼更新

olive2005

hdb不是以家庭为核心的吗？还可以只用一个人做屋主，另外一个不算的吗？不过如果在新条例生效前的就算2个人都是屋主也不需要卖组屋啊。就是以后这个组屋不可以整套出租对吧？

ecnmk

原来不知道这个新政的影响多大，刚刚和国内朋友聊，她是国内房产业的从业人员，说三月份要来，分别两个想买公寓的大学同学找房子，我一下反应过来，说可能他们都不会买了，出新政了。

scane

离贵宾又近了一步，但知道你是xx的马甲，年底我投你不投呢？

freesoul99

请教，现有房贷全部还清再买房首付是20% 还是50%？

铜牌推广者

freesoul99 发表于 30-1-2013 15:40
请教，现有房贷全部还清再买房首付是20% 还是50%？

DBS 的解释
[url=]How much cash do I have to set aside for down payment?[/url]
Upon exercise of the OTP, you would usually be required to pay 5% to 10% of the purchase price (less the option fee) as a down payment. For HDB properties, the deposit must not exceed $5000 (less the option fee).

If this is your first property for which you are taking up a loan: You can pay up to 80% of the purchase price with your loan. For the remaining 20%, 5% has to be paid by cash and the balance 15% can be paid by cash or your CPF.

if this is your second or subsequent property and you have an existing loan on any other property: You can pay up to 60% of the purchase price with your loan. For the remaining 40%, 10% has to be paid by cash and the balance 30% can be paid by cash or CPF.

On top of that, Stamp Duty [(3% of purchase price) - $5,400] is payable by cash followed by a refund from CPF (Ordinary Account) if available.

注意上面的AND

小鱼000

各位已经买了房的 买resale的  可以分享一下装修 的经验吗  多谢啦:)

flyingsnow

请问PR是买的组屋，转公民后想买公寓，这样的话还需要半年内卖掉组屋么？

xingzaiok

受益非浅啊！