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发表于 2-3-2013 11:56:03|来自：新加坡
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liblib123 发表于 2-3-2013 10:38
多数保险自杀除第一年外都是可以赔的
保险法案对自杀索赔的定义如下,基本上是说如果被保险人的自杀对受益人有益的话索赔会有问题。而且自杀的行为本身是犯法的(如果没有死成的话)。建议大家千万不要往这方面想。
"24.6.7 Where an insured has committed suicide, the issue arises as to whether his estate can benefit from the proceeds of his life insurance contract. In Singapore, suicide is not an offence under the Penal Code (Cap 224, 1985 Rev Ed), although abetment of suicide and attempted suicide are offences. However, it is arguable that public policy will not allow recovery to the estate of the insured as public policy will discourage suicides since the abetment of suicides and attempted suicides are criminal offences. " |
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