要买的是condo,UOB答应给80%的贷款,但是给了这么一个套餐,希望大家帮忙给解读一下有什么优缺点。。实在是不太懂这个。。非常感谢!
套餐描述如下:
1 yr Lock in Floating. *** No Prepayment penalty unless loan falls below $200,000 after prepayment within first year, 1.5% penalty applies on prepaid amount. *** 1.5% penalty on outstanding loan amount for Redemption within first year. If Redemption is due to Sale, penalty will be reduced by 50%. 1st yr 1.32% (MR – 3.18%) 2nd yr 1.78% (MR – 2.72%) 3rd yr 2.28% (MR – 2.22%) Thereafter 2.65% (MR – 1.85%) Mortgage Rate = 4.5% Consists of 3MSIBOR + Bank Business Costs
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