怎样运用理财的智慧? 我并不是因缺乏说这话,我无论在甚么景况都可以知足,这是我已经学会了。我知道怎样处卑贱,也知道怎样处丰富,或饱足、或饥饿、或有余、或缺乏,随事随在我都得了秘诀,我靠着那加给我力量的,凡事都能作。然而,你们和我同受患难原是美事。腓立比人哪,你们也知道我初传福音离了马其顿的时候,论到授受的事,除了你们以外,并没有别的教会供给我。就是我在帖撒罗尼迦,你们也一次两次的打发人供给我的需用。我并不求甚么馈送,所求的就是你们的果子渐渐增多,归在你们的帐上。但我样样都有,并且有余,我已经充足,因我从以巴弗提受了你们的馈送,当作极美的香气,为 神所收纳所喜悦的祭物。我的 神必照祂荣耀的丰富,在基督耶稣里,使你们一切所需用的都充足(腓立比4:11-19)。 亲爱的弟兄姊妹们,上帝把分享祂财富的职分委托给每个基督徒,使他们作有智慧的管家,带领他们能够充分善用祂的财富: * 基本支出。一个基督徒明智的理财决策,就是定期首先留出一部分收入,为基督里的弟兄姊妹们预备。当我们以这种方式来促进和供给上帝的事工时,上帝也会保守我们余剩的财产(申命记26:2 就要从耶和华你 神赐你的地上,将所收的各种初熟的土产取些来,盛在筐子里,往耶和华你 神所选择要立为祂名的居所去。玛拉基3:10-11 万军之耶和华说:“你们要将当纳的十分之一全然送入仓库,使我家有粮,以此试试我是否为你们敞开天上的窗户,倾福与你们,甚至无处可容。”万军之耶和华说:“我必为你们斥责蝗虫,不容他毁坏你们的土产;你们田间的葡萄树在未熟之先也不掉果子”)。 * 第二项基本支出。上帝承诺供给我们需用(腓立比4:19 我的 神必照祂荣耀的丰富,在基督耶稣里,使你们一切所需用的都充足),最根本的就是使我们获得生活的必需,如衣食住行和教育,这些都是通过上帝的供给而得来的。 * 追求敬虔的目标。接下来,我们使用资金要合乎上帝对我们或我们家庭的旨意,而不是为了满足我们“虚浮”的生命,真正的基督徒应该寻求并顺从上帝的旨意而行。上帝也许会带领你投资教育培训事业或展开一项生意、或购得一个特别的项目。 * 崇高的呼召。捐助穷人就是投资上帝的国度。然而我们也应当谨慎,不要因此助长人的惰性,对穷人有行动的怜悯,“就是借给耶和华,祂必偿还”(箴言19:17 怜悯贫穷的,就是借给耶和华。他的善行,耶和华必偿还)。 * 剩余资金的使用。最后一项就是满足心愿。真正的基督徒会以顺从上帝为乐,那么上帝就会用符合祂对他们生命的旨意的美好事物来祝福他们(诗篇37:4 要以耶和华为乐,祂就将你心里所求的赐给你) 好管家靠着求问上帝来经管上帝的财富:“您赐予我财富的旨意是什么?”按照圣经的法则来生活,那么你将能够为圆满实现上帝对你的旨意而感到惊喜望外。当你把资金用于上帝的计划,即使是一点钱,也会成为无比的丰盛。 Financial Wisdom: How to Spend Philippians 4: 11 I am not saying this because I am in need, for I have learned to be content whatever the circumstances. 12 I know what it is to be in need, and I know what it is to have plenty. I have learned the secret of being content in any and every situation, whether well fed or hungry, whether living in plenty or in want. 13 I can do all this through HIM who gives me strength. 14 Yet it was good of you to share in my troubles. 15 Moreover, as you Philippians know, in the early days of your acquaintance with the gospel, when I set out from Macedonia, not one church shared with me in the matter of giving and receiving, except you only; 16 for even when I was in Thessalonica, you sent me aid more than once when I was in need. 17 Not that I desire your gifts; what I desire is that more be credited to your account. 18 I have received full payment and have more than enough. I am amply supplied, now that I have received from Epaphroditus the gifts you sent. They are a fragrant offering, an acceptable sacrifice, pleasing to GOD. 19 And my GOD will meet all your needs according to the riches of HIS glory in CHRIST JESUS. Dear Brothers and Sisters, GOD entrusts each believer with a share of HIS resources. And like any wise overseer, HE gives HIS stewards guidelines for making the best use of HIS wealth: • The Essential Expense—A believer’s wisest money management decision is to regularly set aside the first portion of income for the brothers and sisters in CHRIST. As we promote and provide for GOD’s work in this way, HE protects what is left (Deut. 26: 2 take some of the firstfruits of all that you produce from the soil of the land the LORD your GOD is giving you and put them in a basket. Then go to the place the LORD your GOD will choose as a dwelling for HIS Name; Mal. 3: 10 Bring the whole tithe into the storehouse, that there may be food in MY house. Test ME in this,” says the LORD Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it. 11 I will prevent pests from devouring your crops, and the vines in your fields will not drop their fruit before it is ripe,” says the LORD ALMIGHTY.). • The Next Priority—GOD promised to supply for our needs (Phil. 4: 19 And my GOD will meet all your needs according to the riches of HIS glory in CHRIST JESUS.). The primary way we get necessities like food, clothing, shelter, transport, and education is by paying for it with what He provides. • Pursuit of Godly Goals—Next, we’re to use money to meet GOD’s goals for us or our family. Instead of “floating” through life; true believers should seek and pursue GOD’s will. HE may lead you to invest in education, start a business, or purchase a particular item. • A High Calling—Giving to the needy is an investment in GOD’s kingdom. While we should be cautious not to promote laziness, a gracious act to a poor man “lends to the LORD and HE will repay . . .” (Prov. 19: 17 Whoever is kind to the poor lends to the LORD, and HE will reward them for what they have done.). • Uses for What’s Left—Last on the list is fulfilment of desires. True believers who delight in the LORD walk in obedience to HIM. HE in turn blesses them with the good things that fit HIS will for their lives (Ps. 37: 4 Take delight in the LORD, and HE will give you the desires of your heart.). Good stewards manage GOD’s resources by asking HIM, “What is YOUR will for the wealth that YOU have given me?” You’ll be amazed at how fulfilling it is to live according to biblical principles. Even a little money seems like more than enough when you spend it as the LORD intends.
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