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黑色海洋

Lump sum compensation
If you are covered by WICA, you or your family can claim a lump sum in the event of permanent incapacity or death.

Permanent incapacity
When a claim is payable        When an injury or illness has a permanent effect on an employee's ability to work
Who receives the compensation        Injured employee
How compensation is calculated       
Amount payable = Employee’s average monthly earnings X age multiplying factor X % permanent incapacity

Estimate compensation for permanent incapacity

Changes to compensation limits
        Accidents before 1 Jan 2016        Accidents from 1 Jan 2016
Minimum compensation        $73,000 X (% permanent incapacity)        $88,000 X (% permanent incapacity)
Maximum compensation        $218,000 X (% permanent incapacity)        $262,000 X (% permanent incapacity)
Note:

Permanent incapacity (% PI) is based on a doctor’s assessment after the medical condition stabilises. It is based on this assessment guide.
If the doctor awards 100% PI, an additional 25% will be added on top of the compensation amount.
A notice of assessment (NOA) will be issued to notify all parties involved of the lump sum compensation.
The insurer must pay the employee within 21 days from the date of service on the NOA.
Death
When a claim is payable        When an injury causes death
Who receives the compensation        Family or dependants of employee
How compensation is calculated       
Amount payable = Employee’s average monthly earnings X age multiplying factor

Estimate compensation for death

Changes to compensation limits
        Accidents before 1 Jan 2016        Accidents from 1 Jan 2016
Minimum compensation        $57,000        $69,000
Maximum compensation        $170,000        $204,000