房屋贷款还剩下187k, 请教大家,哪一种配套更适合我的情况? OPTION A: FIXED 2 YEARS (2 YEARS PENALTY PERIOD) (For completed properties with minimum loan balance of $100,000) Yr 1: 1.82% (Fixed) Yr 2: 1.82% (Fixed) Thereafter: 1.98%(ML + 1.13%) *Mortgage Rate (“ML”) is the Bank’s prevailing UOB MLC Rate_HDB which is currently at 0.85% p.a. OPTION B: 5 YEARS FIXED RATE PACKAGE (5 YEARS PENALTY PERIOD) (For completed properties only, HDB Loan –Min S$80K Loan Outstanding) Yr 1: 2.00% (Fixed) Yr 2: 2.00% (Fixed) Yr3:2.00%(Fixed) Yr4:2.00%( Fixed) Yr5:2.00% (Fixed) Thereafter: 2.00%(ML +1.15%) UOB MLC Rate _HDB (“ML”) @0.85%
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