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发表于 23-12-2008 17:20:28|来自:新加坡
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补充一点关于利息的:
From 1 January 2008, savings in the Special Account, Medisave Account and Retirement Account (SMRA) is pegged to the 12-month average yield of the 10-year Singapore Government Securities (10YSGS) plus 1%. To help members adjust to the floating SMRA interest rate, a 4% floor for the SMRA rate will be maintained for the first two years (2008 - 2009).
从2008年1月1日起,特别帐号(Special Account), 医疗帐号(MediSave Account) 和退休帐号(Retirement Account) ,即联合户头(SMRA)的利率将为新加坡政府10年债券平均收益,加上1%。以帮助会员适应浮动的联合帐号利率,在2008和2009年两年中,将保持4%的联合户口利率。
联合户头(SMRA)=10年新加坡政府债券利率(10 Year SGS)+1%
联合户头指的是特别户头(Special Account)、保健储蓄户头(Medisave Account)和退休户头(Retirement Account)
In addition, an extra 1% of interest will be paid on the first $60,000 of a member's combined balances, with up to $20,000 from the OA. The extra interest from the OA will go into the member's Special or Retirement Account to improve his retirement savings.
另外,每人CPF帐号中总额的头$60,000会得到额外的1%每年,也就是每年600块。在计算CPF帐号总额的时候,普通帐号里面的额度最高计为$20,000。一般账户额外的每年1%的利率,也就是每年最多200块,将计入特别户口Special Account. |
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