我的搭档患上了乳癌，哪种保险保乳癌和报销费用？

老鼠爱小米 · 发表于 8-2-2014 16:06:48|来自：新加坡

我的工作伙伴突然被查出患了乳癌，近一段时间都在拿假。拿假去做各种化验检查和手术。这件事在我和同事之中很震惊。同时，同事们都在说自己该预约医院做乳房超声波检查了。我的搭档身体一向很健康，也没有感觉乳房有什么异样和疼痛啥的不适。她就是在很普通的很偶然的一次乳房检查中，被发现一个乳房有肿瘤。
于是医生建议她对肿瘤进行化验，看是良性的还是恶性的。
她遵从医生指示去医院对肿瘤进行组织化验。化验结果，是Cancer。
医生说，有两种治疗方法:
1，挖出里面的肿瘤，保留乳房。但是，很可能过一段时间又会长出来。
2，割掉整个乳房。这个很多女人都接受不了。

我的搭档不相信，因为她觉得自己啥感觉都没有，没有摸到硬块，没有感到疼痛等等什么的，医生说你可以找多几家医院再检查看看。
我的搭档又找了其他医院对乳房进行了检查，确定了是Cancer。
昨天傍晚，她在放工时走到我跟前和我道别:“我明天去动手术了，没来上班了。动完了手术以后我打算休息一段时间。“
我嘴上对她说:“祝你好运“，心底里涌出一丝的悲哀，在她转身离去的当儿，我的眼泪涌了出来。。。。。。。

大家说说哪种保险保乳癌和报销相关的检查、化验、手术、看医生等等费用吗？

另外，哪里做乳房检查费用比较便宜？如何预约？

随口说 · 发表于 8-2-2014 16:11:57|来自：新加坡

我两三年前在KK检查了一次，那次是觉得疼就去了，好像还做了超声波。不过医生只给检查了一侧，她说要检查另一侧就得再预约(-_-)zzz

老鼠爱小米 · 发表于 8-2-2014 16:16:39|来自：新加坡

随口说发表于 8-2-2014 16:11
我两三年前在KK检查了一次，那次是觉得疼就去了，好像还做了超声波。不过医生只给检查了一侧，她说要检查另 ...

这是什么笑话？检查只检查一个，要检查另外一个需要重新预约下一次时间？

KK哪能这样子啊？

看来不要选择KK医院做乳房检查。

小五 · 发表于 8-2-2014 16:26:23|来自：新加坡

女性乳腺癌已经成为癌症里头号杀手。
如果被确认是cancer, 分早期和中后期。早期可能是50%，中后期一般是100%了。
等下我会把定义贴出来。

其实很多保险公司有专门针对女性的重病保单，比如乳腺癌，子宫癌并伴随每两年的体检配套，但因为佣金不高，也很少被人提及。女生的life span的确比男生长，但患病几率却也高于男生。所以无论怎样，保持良好心态，定期检查还是很有帮助的。

小五 · 发表于 8-2-2014 16:26:45|来自：新加坡

Early Critical Illness
If one (1) of the following minor cancer conditions is met:
a) Carcinoma-In-Situ of the following sites: Breast, uterus,
ovary, fallopian tube, vulva, vagina, cervix uteri, colon,
rectum, penis, testis, lung, liver, stomach or nasopharynx.
The Diagnosis of Carcinoma-In-Situ must be positively
established by microscopic examination of fixed tissues.
Clinical Diagnosis or the Cervical intraepithelial Neoplasia
(CIN) classification which reports CIN I, CIN II, and CIN III
(severe dysplasia without Carcinoma-In-Situ) does not
meet with the required definition and are specifically
excluded. Carcinoma-In-Situ of the biliary system is also
specifically excluded.
b) Prostate Cancer that is histologically described using the
TNM Classification as T1a or T1b or Prostate cancers
described using another equivalent classification.
c) Thyroid Cancer that is histologically described utilising the
TNM Classification as T1N0M0 as well as Papillary microcarcinoma
of thyroid that is less than 1cm in diameter.
d) Papillary micro-carcinoma of Bladder.
The Diagnosis of the above minor cancers must be established
by histological evidence and be confirmed by a specialist in the
relevant field.

Major Cancers

A malignant tumour characterised by the uncontrolled growth and spread of malignant cells with invasion and destruction of normal
tissue. This diagnosis must be supported by histological evidence of malignancy and confirmed by an oncologist or pathologist.

The following are excluded:
• Tumours showing the malignant changes of carcinoma-in-situ and tumours which are histologically described as pre-malignant or
non-invasive, including, but not limited to: Carcinoma-in-Situ of the Breasts, Cervical Dysplasia CIN-1, CIN-2 and CIN-3;
• Hyperkeratoses, basal cell and squamous skin cancers, and melanomas of less than 1.5mm Breslow thickness, or less than Clark
Level 3, unless there is evidence of metastases;
• Prostate cancers histologically described as TNM Classification T1a or T1b or Prostate cancers of another equivalent or lesser
classification, T1N0M0 Papillary micro-carcinoma of the Thyroid less than 1 cm in diameter, Papillary micro-carcinoma of the
Bladder, and Chronic Lymphocytic Leukaemia less than RAI Stage 3; and
• All tumours in the presence of HIV infection.