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sunup · 发表于 3-1-2007 21:37:00|来自：新加坡

好贴

轻轻圣诞树 · 发表于 4-1-2007 11:16:00|来自：新加坡

您好，麦克哥我申请的EP Q1准证来到新加坡，到新国刚刚45天而已，通过一个多月的实地观察，我想要节省时间，马上买房！！有如下问题：1，通常你们在讨论的HDB是组屋么？据我所知，中国国籍不允许购买新国政府组屋，即使是 PR.2, 如果可以购买组屋，从长期的商业发展，投资理财角度上来分析，如果我有500K左右的购房预算，我买组屋好还是CONDO比较好？3。EP和PR 在买房上有何本质区别？我对PR的申请并不着急，如果对购房方便有必要，有需要的话，我可以立即申请PR.4。听说外国人士买房总会比新加坡公民买的要贵很多。。我可否找一个新加坡朋友帮我买，然后再把房产权过户给我？ 顺祝您新年快乐，生意兴隆。。谢谢

michael8330 · 发表于 4-1-2007 21:14:00|来自：新加坡

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用錢哆哆在2007-1-3 22:09:00的发言： 请问什么条件下公民可以享受政府的30k or 40k 的买房补贴？例如夫妻中，丈夫是新公民，妻子是中国人持有ltsvp准证，这种情况下买房，是否可以享受补贴？谢谢！！！</div>minimum 1 SC + 1 PR than u can apply for grant (30k or 40k)例如夫妻中，丈夫是新公民，妻子是中国人持有ltsvp准证，这种情况下买房，是否可以享受补贴？u can buy hse, but only can get 11k (non- citizen spouse scheme)<a href="http://www.hdb.gov.sg/fi10/fi10201p.nsf/WPDis/Buying%20A%20Resale%20FlatEligibility%20Scheme%20-%20Non-Citizen%20Spouse%20Scheme%20(NCS)?OpenDocument&SubMenu=Eligibility_Schemes">http://www.hdb.gov.sg/fi10/fi10201p.nsf/WPDis/Buying%20A%20Resale%20FlatEligibility%20Scheme%20-%20Non-Citizen%20Spouse%20Scheme%20(NCS)?OpenDocument&SubMenu=Eligibility_Schemes</a>copy and paste from hdb website.The Non-Citizen Scheme allows a citizen with a non-citizen spouse to buy an HDB flat from the open market. If you wish to buy a resale flat under the Non-Citizen Scheme, you must meet the following eligibility conditions: Citizenship You must be a Singapore Citizen. Age You must be at least 21 if your spouse is holding a social visit pass (including work permit) of at least 6 months. You must be at least 35 if your spouse is holding a social visit pass (including work permit) of less than 6 months. If the social visit pass expires during the resale transaction, you have to produce the renewed social visit pass at the point of completion of the resale transaction. Family Nucleus You are married to a non-citizen. Income Ceiling There is no income ceiling (unless applying for CPF Housing Grant). Ownership of Private Residential Property You can own private property (unless applying for CPF Housing Grant) but must live in the HDB resale flat. You may apply for CPF Housing Grant for Singles if you meet the eligibility conditions. <script language="JavaScript" type="text/javascript"></script> <a><img alt="Show details for ELIGIBILITY" src="http://www.hdb.gov.sg/icons/expand.gif" border="0"/>ELIGIBILITY</a>    <a><img alt="Hide details for ELIGIBILITY" src="http://www.hdb.gov.sg/icons/collapse.gif" border="0"/>ELIGIBILITY</a> <table class="Body" border="0"><tbody><tr valign="top"><td width="14"><img height="1" alt="" src="http://www.hdb.gov.sg/icons/ecblank.gif" width="1" border="0"/></td><td width="522"> Citizenship You are a Singapore Citizen (SC). Age You should be at least 35. You should be at least 21 if you are buying a resale flat under the Non-Citizen Spouse (NCS) Scheme and your spouse is holding a social visit pass (including work permit) of at least six months’ validity. Marital Status You should be a single person who is unmarried, widowed or divorced. If you are married and your spouse is a Non-Citizen spouse, you may apply for the Singles Grant. You will have to meet all requirements under the eligibility scheme you applied for. Income Ceiling If you are buying a flat under the Single Singapore Citizen (SSC) Scheme, your gross monthly household income must not exceed $3,000. If you are buying a flat under other eligibility schemes, your gross monthly household income must not exceed $8,000. Flat Type If you are buying a flat under the SSC Scheme, you can buy either a 2-room, 3-room, 4-room or 5-room flat in the open market only. If you are buying a flat under other eligibility schemes, you can buy any flat type except for 1-room. </td></tr></tbody></table><table cellspacing="0" cellpadding="0" width="100%" border="0"><tbody><tr valign="top"><td class="TitleStyle" width="100%"><div id="hidePart21">CPF Housing Grant Schemes - CPF Housing Top-Up Grant </div><div id="hidePart22"><img height="7" alt="" src="http://www.hdb.gov.sg/fi10/fi10297p.nsf/ImageView/PURPLETITLEBAR/$file/TITLEBAR.gif" width="702"/></div></td></tr><tr valign="top"><td class="body" width="100%"><div id="hidePart23"> As a Singles Grant recipient, you may apply for CPF Housing Top-Up Grant if you meet the eligibility conditions. <script language="JavaScript" type="text/javascript"></script> <a><img alt="Show details for ELIGIBILITY" src="http://www.hdb.gov.sg/icons/expand.gif" border="0"/>ELIGIBILITY</a>         <a><img alt="Hide details for ELIGIBILITY" src="http://www.hdb.gov.sg/icons/collapse.gif" border="0"/>ELIGIBILITY</a> <table class="Body" border="0"><tbody><tr valign="top"><td width="14"><img height="1" alt="" src="http://www.hdb.gov.sg/icons/ecblank.gif" width="1" border="0"/></td><td width="522"> Citizenship You are a Singapore Citizen (SC). Age You are at least 21. Marital Status <table class="Body" border="0"><tbody><tr valign="top"><td width="29">i)</td><td width="462">You are married to a Singapore Citizen (SC) or Singapore Permanent Resident (SPR) on or after 1 August 2004. The application for the CPF Housing Top-Up Grant must be submitted to the HDB within 6 months from the date of registration of the marriage. </td></tr><tr valign="top"><td width="29"><img height="1" alt="" src="http://www.hdb.gov.sg/icons/ecblank.gif" width="1" border="0"/></td><td width="462">OR</td></tr><tr valign="top"><td width="29">ii)</td><td width="462">You are married to a non-SC or non-SPR on or after 8 March 2005, and your spouse or child(ren) later obtains SC or SPR status, or you and your spouse later gives birth to an SC or SPR child(ren). The application for the CPF Housing Top-Up Grant must be submitted to the HDB within 6 months after the spouse or child obtains Citizenship or Permanent Resident status. Your eligibility for top-up will be assessed at the point when your family nucleus first meets the minimum citizenship requirement (ie one SC and one SPR in the family nucleus).</td></tr></tbody></table> Income Ceiling Your gross household income is less than $8,000. First-timer citizen households with an average household monthly income of $3,000 or less in the past 2 years may also apply for <a href="http://www.hdb.gov.sg/fi10/fi10201p.nsf/WPDis/Buying%20A%20Resale%20FlatAdditional%20CPF%20Housing%20Grant?OpenDocument">Additional CPF Housing Grant</a>. This grant is given in addition to the CPF Housing Top-Up Grant. Flat Type You are buying either a 2-room, 3-room, 4-room, 5-room or Executive flat in the open market. If you are buying an adjoining 3-room or smaller flat under the Conversion Scheme, you can also request for the grant. </td></tr></tbody></table></div></td></tr></tbody></table>

[此贴子已经被作者于2007-1-4 21:28:42编辑过]

olive2005 · 发表于 4-1-2007 21:08:00|来自：新加坡

lz真热心, 帮忙顶一顶[em44][em06]

michael8330 · 发表于 4-1-2007 21:26:00|来自：新加坡

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用轻轻圣诞树在2007-1-4 11:16:00的发言： 您好，麦克哥我申请的EP Q1准证来到新加坡，到新国刚刚45天而已，通过一个多月的实地观察，我想要节省时间，马上买房！！有如下问题：1，通常你们在讨论的HDB是组屋么？据我所知，中国国籍不允许购买新国政府组屋，即使是 PR.2, 如果可以购买组屋，从长期的商业发展，投资理财角度上来分析，如果我有500K左右的购房预算，我买组屋好还是CONDO比较好？3。EP和PR 在买房上有何本质区别？我对PR的申请并不着急，如果对购房方便有必要，有需要的话，我可以立即申请PR.4。听说外国人士买房总会比新加坡公民买的要贵很多。。我可否找一个新加坡朋友帮我买，然后再把房产权过户给我？ 顺祝您新年快乐，生意兴隆。。谢谢</div>1，通常你们在讨论的HDB是组屋么？据我所知，中国国籍不允许购买新国政府组屋，即使是 PR.yes but as long as u are married couple and both are PR, u can buy resale hdb flat. 2, 如果可以购买组屋，从长期的商业发展，投资理财角度上来分析，如果我有500K左右的购房预算，我买组屋好还是CONDO比较好？first u must meet the requirement to buy hdb flat. (minimum 2 PR married couple) or not the only choice for u will be pte condo. 3。EP和PR 在买房上有何本质区别？我对PR的申请并不着急，如果对购房方便有必要，有需要的话，我可以立即申请PR.if u are EP, u cannot buy hdb flat, and that is not much different either EP or PR if u buy condo. the only different is the bank may not give u a higher loan (up to 90%) unless yr company is very strong (MNC/government sector)  and yr pay is very solid.4。听说外国人士买房总会比新加坡公民买的要贵很多。。我可否找一个新加坡朋友帮我买，然后再把房产权过户给我？no true, don't waste money on stamp duty/legal fee  . the only different i had mention is on top.顺祝您新年快乐，生意兴隆谢谢

[此贴子已经被作者于2007-1-6 9:49:30编辑过]

michael8330 · 发表于 4-1-2007 21:30:00|来自：新加坡

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用olive2005在2007-1-4 21:08:00的发言： lz真热心, 帮忙顶一顶[em44][em06]</div>谢谢[em27][em27][em27]

錢哆哆 · 发表于 5-1-2007 23:49:00|来自：新加坡

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用michael8330在2007-1-4 21:14:00的发言： <td></td><tr></tr><tbody></tbody><table></table> </div>谢谢！

gougouzhu · 发表于 6-1-2007 14:13:00|来自：新加坡

hi michael我准备买房了. 之前听朋友讲说2001年左右新建的HDB质量不太好,请问是这样的吗?还有我已经和中介联系过了,但是我还没有联系banker,但我的中介说他会帮我做评估预算之类的事情. 请问这种情况下我是否还需要自己去找banker? 你能帮我推荐好的banker吗? 谢谢了 [em17]

try2rememb · 发表于 6-1-2007 15:41:00|来自：新加坡

I posted "刚刚收到JTC的一封信，提示现有租房和约快到了，新的合约要求房价及维护费总共达到900多了（2+1 HDB）。相当于房价涨了100多，而且续合约还要交手续费等近200。请问各位目前还住在JTC房子的网友，是否也有收到过类似的信件。以前续合约时也有类似手续吗？怎么感觉JTC是故意抬高房价想把我们赶走然后再把房子卖掉的样子呢！" someone replied as"新闻里面早就说过了，jtc要结束掉这个业务，把房子卖出去。现在还剩下少数人住着不肯搬走，JTC自然会通过提价，来赶走这批人。"is that so?BTW, how much is the market price of a 2+1 flat near MRT (Boonlay, Chinese Garden, Lake Side to Jurong East) now? what is the difference if no furniture provided? 多谢回帖。

michael8330 · 发表于 6-1-2007 23:30:00|来自：新加坡

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用try2rememb在2007-1-6 15:41:00的发言： I posted "刚刚收到JTC的一封信，提示现有租房和约快到了，新的合约要求房价及维护费总共达到900多了（2+1 HDB）。相当于房价涨了100多，而且续合约还要交手续费等近200。请问各位目前还住在JTC房子的网友，是否也有收到过类似的信件。以前续合约时也有类似手续吗？怎么感觉JTC是故意抬高房价想把我们赶走然后再把房子卖掉的样子呢！"   someone replied as"新闻里面早就说过了，jtc要结束掉这个业务，把房子卖出去。现在还剩下少数人住着不肯搬走，JTC自然会通过提价，来赶走这批人。"is that so?BTW, how much is the market price of a 2+1 flat near MRT (Boonlay, Chinese Garden, Lake Side to Jurong East) now? what is the difference if no furniture provided? 多谢回帖。      </div>the price is ok lah, now if u go open market and look for 3 room flat the price will be around the same price or even higher ($900-$1250) and the agent fee is around half month ($450-$625).the good thing is u are dealing with government sector, as long as u pay yr rent , they will not come and disturb u , in open market , a lot of thing will happen , like loan-shark, the owner  want to terminate the TA cause they want to stay in the hse, etc)anyway if jtc want back the hse , they just need to give yr notice , they need not raise the rental price ,cause the money go to the government pocket and not to the adminstrator's pocket. raise the rental price is just to bring the rental price near to the market rate.my 2 cent thought [em01]

[此贴子已经被作者于2007-1-6 23:34:47编辑过]

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