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发表于 30-4-2009 11:54:37|来自：新加坡
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请问Michael，
Half Yearly Sale of 3-room Premium, 4-room and Bigger Flats 的组屋是算新屋子吗？就是说没有补贴拿是吗？
我现在有一间组屋是PR时买的，我要卖掉现有的再去要买这种屋子的话。最好要咋样操作？
卖掉现有的,再买新屋. 这样在过渡期我没有地方住. 先买新屋再卖现屋的话,我没有钱付新屋的首期.
希望Micheal 可以给点建议!
谢谢!
lacylei 发表于 29-4-2009 17:23 
有低收入补贴,
From 6 February 2009, the maximum AHG amount for those with average monthly household income of $1,500 or less has been increased by $10,000 to $40,000. Income ceiling to qualify for AHG is also raised to $5,000.
AHG is graduated to allow families with lower income to enjoy a higher grant. The amount of AHG the buyers can be eligible for, will depend on their average gross monthly household income assessed over the past one year.
Average Monthly Household Income | Additional CPF Housing Grant
(before 6 Feb 09) | Enhanced Additional CPF Housing Grant
(from 6 Feb 09) ** | $1,500 or less | $30,000 | $40,000 | $1,501 - $2,000 | $25,000 | $35,000 | $2,001 - $2,500 | $20,000 | $30,000 | $2,501 - $3,000 | $15,000 | $25,000 | $3,001 - $3,500 | $10,000 | $20,000 | $3,501 - $4,000 | $5,000 | $15,000 | $4,001 - $4,500 | - | $10,000 | $4,501 - $5,000 | - | $ 5,000 |
假设现有的房子,你是跟银行贷款, 你就跟银行拿一个过渡[6个月]贷款[bridging loan],
hdb loan 的话,就可以做对敲[enhance contra].
你只可以选现成的房子,[现在已有key], bto 或两年后才落成的房子, 你就需要首期才可选房子, [低收入补贴可当成首期]
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