说说我朋友的例子，是你你怎么选

nvm · 发表于 14-12-2012 14:28:13|来自：新加坡

醉馨雪发表于 13-12-2012 16:26
奖金是不算gross income的好像

不是好像，是确实不算
不过这样很不公平
像sales这种相对底薪低但bonus高的
实际收入要比多数拿稳定月薪的高，还高不少

yoyo_zhou1987 · 发表于 14-12-2012 14:55:20|来自：新加坡

kiki_ivan 发表于 13-12-2012 16:22
EC的薪水算法是加奖金的，他们已经不能买了

啊？？？这个？？确定么？

就是把年收入除以12？要加上employer CPF的部分么？

皇帝女 · 发表于 14-12-2012 14:59:12|来自：新加坡

yoyo_zhou1987 发表于 14-12-2012 14:55
啊？？？这个？？确定么？

就是把年收入除以12？要加上employer CPF的部分么？

employer cpf应该不算吧。。。> <

yoyo_zhou1987 · 发表于 14-12-2012 15:07:02|来自：新加坡

选择留组屋，买condo。

偶不太喜欢新EC的第一个原因是地点都太偏，选择太少。
第二个原因是如果买了EC,以后还准备换CONDO的，EC租金回报率不及HDB

nvm · 发表于 14-12-2012 15:25:42|来自：新加坡

yoyo_zhou1987 发表于 14-12-2012 14:55
啊？？？这个？？确定么？

就是把年收入除以12？要加上employer CPF的部分么？

包括regular allowance，不包括bonus。自然不包括CPF啦

醉馨雪 · 发表于 14-12-2012 15:27:56|来自：新加坡

看着对买ec的要求还有争议，贴一段这个hdb网站上的

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Income Ceiling

Your average gross monthly household income must not exceed $12,000.

Assessment is based on average monthly gross income (excluding income earned from overtime work) which includes allowances (fixed/variable) received on a regular basis (e.g. transport, food, laundry, uniform, etc).

Income/Allowance considered

Examples of income / allowance that are considered in the computation of household income are:
Pension
Stipend
Sustenance
Allowances (fixed/variable) received on a regular basis (eg transport, food, laundry, uniform, etc)

Income/Allowance not considered

Examples of income / allowance that are not considered in the computation of household income are:
Rental income
Interest from fixed deposit/savings account
Alimony allowance (divorce cases)
Bonuses
Scholarship overseas allowance
Income earned from overtime work
National Service Allowance