【房屋】免费咨询租房/买房/卖房/出租/房款等各种问题

twenty · 发表于 11-12-2006 22:14:00|来自：新加坡

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>michael8330</i>在2006-12-9 10:44:00的发言：</b><br/><p></p><p>next year march is very fast , only 3 month, it all depend on the owner , if he is gentleman enough, he should just sell u the price u have agree on (maybe sign a <strong>letter of understanding</strong>, state that u still want to buy the flat at the current price and the deposit will still keep with him , either parties back out from the deal have to pay compersate to either party) irregardless the valuation up or down. get a proper legal advise(check with your lawyer) regards this matter before u take any action. know what is yr legal stand is very important. <strong>do not sign anything before u get a proper legal advise.</strong></p><p>for loss of rental , it will be diffcult to get from the owner, talk to the seller agent (he do such a cock-up job ,he may not want the company bosses to know) , for the bank wise may be they need addition paperwork (confirm letter to extend ,submit new valuation when the day come the aborted sale for this round etc , check with your own banker )</p><p>hope can help u a little bit.</p></div><p>多谢你这么详细的答复，michael。非常感谢，我会参照你的意见来处理。</p>

sunup · 发表于 12-12-2006 09:45:00|来自：新加坡

sunup · 发表于 14-12-2006 21:48:00|来自：新加坡

ding

michael8330 · 发表于 15-12-2006 22:55:00|来自：新加坡

本帖最后由 michael8330 于 6-1-2010 22:55 编辑

QUOTE: 以下是引用 kaixin666 在2006-11-9 7:17:00的发言：

要买房，但不知道具体如何操作，知情者，请告知。谢谢。

1. get one banker to assess how much u can afford and get an in-principle approval from the banker(FOC).(if u are a PR)

2. look for the location u want. (near work place, near parent if u want them to take care of yr baby, if any)

3. talk to an agent u are comfortable with and inform him what u prefer (location, flat size , floor level , interior desogn ( u want to have bare unit to do the renovation yourself or get a proper done up unit etc).the more information u feed yr agent , the more he can do it for u and save yr trouble to see those hse u are not interested , a good agent will save u time and trouble.

4. after get yr dream hse,
a. place an deposit of $1-1000 and get ALL the owner signature.
b. go to the bank and get an letter of offer to support yr purchase.
c. to ex. the option up to a maximum of $5000/- (now the market is practice around $250-$250).
d. submit all doucements to hdb and wait for 1st appointment.
d1. hdb will sent techical officer to inspect the hse for any un-authorise renovation ( within 10 day upon u submit yr doucement to hdb), if there is any the owner have to rectify it
e. on 1st appt , the officer will vertify all doucements submitted and check with the seller the actual selling price and arrange for the 2nd appointment date(6-8 week from 1st appt).
f. within 10 day , approval letter will be issue.
g. 2 week before the 2nd appointment, u have to prepare cash to the lawyer and let the lawyer to settle with the rest (hdb ,cpf, bank, stamp duty and misc)
h. a few day before the completion , do a final inspection , make sure the hse is vacate and no further demage had done to the hse.
i. one completion day, u can do an online application of power supply and collect key from the lawyer.
home sweet home
please add if i miss anything.

sunup · 发表于 18-12-2006 14:48:00|来自：新加坡

好贴

momosg · 发表于 21-12-2006 12:38:00|来自：新加坡

想问问楼主，在新加坡二手房里的毛坯房是不是很少？买到的几率是不是很低？因为考虑想自己装修，毛坯的装修起来方便，不用再支付敲掉之前户主家的装修的额外费用，先谢谢了。[em04]

michael8330 · 发表于 21-12-2006 23:34:00|来自：新加坡

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>andybruce1</i>在2006-12-21 6:35:00的发言：</b><br/><p>请教前辈。。。</p><p>1, 一个单身PR，可以买HDB吗？ (For a singel PR holder, can I buy a HDB or not?)</p><p>2, CPF A/C最少多少S$才可以申请买HDB？ (What is the lowest CPF A/C can apply to buy a HDB? )</p><p>3, 可以用现金补充CPF A/C吗？如果可以，请给我其地址。(Can I use cash to top-up my CPF Account? if can, pls give me the address)</p><p>4, 首期付款是不是要比两个PR更多？ (For a singel PR holder, when he buy a HDB, is that 1st payment higher than 2 PR holders? )</p><p></p><p></p><p>5, 如果是公寓呢？同样问题。 (How about buying an apartment or a condo? All the same Qs)</p><br/></div><p></p><p>1. cannot. (exec condo is consider pte property.)</p><p>2. no limit, even zero $  also can buy.</p><p>3. can, but what for ? any short fall just use cash and top-up during the transaction.</p><p>4. it will be the same , 5% cash and 5% cpf 90% loan.</p><p>5. bsically is almost the same but single PR can buy pte property.</p>

michael8330 · 发表于 21-12-2006 23:46:00|来自：新加坡

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>momosg</i>在2006-12-21 12:38:00的发言：</b><br/>想问问楼主，在新加坡二手房里的毛坯房是不是很少？买到的几率是不是很低？因为考虑想自己装修，毛坯的装修起来方便，不用再支付敲掉之前户主家的装修的额外费用，先谢谢了。[em04]</div><p></p><p>there is still a lot of bare/simple/old unit. spend more time in look for yr sweet home, </p><p>anyway if the location is very good, the price will not be cheap also.</p><p></p>

momosg · 发表于 22-12-2006 15:16:00|来自：新加坡

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>michael8330</i>在2006-12-21 23:46:00的发言：</b><br/><p></p><p>there is still a lot of bare/simple/old unit. spend more time in look for yr sweet home, </p><p>anyway if the location is very good, the price will not be cheap also.</p><p></p></div><p>非常感谢楼主的回复，还想请问一下，如果我买房和卖房都委托同一个中介的话，最后是不是需要各付1%的中介费，就是一共要2%？有没有可能少付一点？和中介提出来会不会不太好意思？[em04]</p>

michael8330 · 发表于 22-12-2006 15:34:00|来自：新加坡

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>momosg</i>在2006-12-22 15:16:00的发言：</b><br/><p>非常感谢楼主的回复，还想请问一下，如果我买房和卖房都委托同一个中介的话，最后是不是需要各付1%的中介费，就是一共要2%？有没有可能少付一点？和中介提出来会不会不太好意思？[em04]</p></div><p></p><p>market practice:-</p><p>2% for selling</p><p>1% for buying </p><p>normally can neg. a bit ,say 1%-1.5% for selling and 1% for buying </p>

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