【房屋】免费咨询租房/买房/卖房/出租/房款等各种问题

michael8330 · 发表于 24-3-2007 11:18:00|来自：新加坡

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用ying422在2007-3-21 13:31:00的发言： thanks yenfong and michael8330 [em01]by the way,michael, can you pm me ur contact No.I plan to buy a hdb hse these 2 months,will u be my agent?</div>thank you for your trust.[em10]

michael8330 · 发表于 24-3-2007 11:37:00|来自：新加坡

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用我爱兔兔在2007-3-21 16:38:00的发言： 请问楼主，如果卖房，屋主要交2%的中介费以后还有其他费用要交吗？还有，要翻新的屋子通常还款式在决定翻新后几年？有人说在投票翻新（其间一年的工程时间）后两年才会还款，如果这样应该来得及申请公民，是这样吗？谢谢指教！</div>如果卖房，屋主要交2%的中介费以后还有其他费用要交吗 submittion fee of S$80/- legal fee-appoint hdb lawyer (S$200-250), bank loan must appoint- pte lawyer  (S$1200-S$1500)
要翻新的屋子通常还款式在决定翻新后几年？有人说在投票翻新（其间一年的工程时间）后两年才会还款，如果这样应该来得及申请公民，是这样吗？ completion of the upgrading project (the town concil/branch office/upgrading committe, invite the MP to come and do the open/hand-over ceremony) nine month to twelve month later  , the billing invoice will sent to the current owner.
Eligibility conditions for reimbursement of upgrading subsidy:
<ul type="disc"><li>Any of the SPR owners who has been billed for the upgrading cost obtains Singapore citizenship within one year from the date of billing
</li><li>Reimbursement Claim is made within 1 year on obtaining Singapore Citizenship </li><li>SPR flat owner who obtains the Singapore citizenship must still be the owner of the flat at the time of the reimbursement. </li></ul>In a Resale Transaction <ul type="disc"><li>If the invoice is rendered before the resale completion, the seller will be liable to pay the owner’s share of the upgrading cost. </li><li>If the invoice is rendered after the resale completion, the buyer will be liable to pay the owner’s share of the upgrading cost.</li></ul>can check below Scheduled Billing Date under Main Upgrading Programme (MUP) <a href="http://www.hdb.gov.sg/fi10/fi10208p.nsf/WPDis/Main%20Upgrading%20ProgrammeAnnounced%20Precincts?OpenDocument">http://www.hdb.gov.sg/fi10/fi10208p.nsf/WPDis/Main%20Upgrading%20ProgrammeAnnounced%20Precincts?OpenDocument</a>

我爱兔兔 · 发表于 26-3-2007 12:20:00|来自：新加坡

非常感谢你的回答！还有个问题问你，前天我看房，有个屋子我们比较满意，价钱也合适，但是我老公问中介为什么卖房子的时候，他回答得似乎有点犹豫，只说是为了拿钱套现，有些问题似乎他也没回答得特别明确，只说房子没有任何问题，我们担心是否有欠债的情况所以也不太敢买，不知道他们有没有隐瞒我们，而且他的估计报告也很奇怪，在股价后面加了一句“vacant possession',因为之前从没见过这样的估价报告，不懂为什么这样写？因为那地点不错，估价出来这么快两个月都没卖掉，所以我们担心这房子是不是有问题，以你的经验有见过这样的估价报告吗？还有，那个中介的名字在IEA的网站上找不到，连他们公司（好像是富豪产业）的名字都没有，问他，他说在税务局的网站里面有公司名字，是不是不在IEA 网站上的就不是合法的中介呢？如果可能，我们能联系你当我们的中介跟他谈吗？谢谢你！

peng_uin · 发表于 26-3-2007 14:24:00|来自：新加坡

Hi Michael,   We(PR+my wife PR 2) want to buy a HDB or executive. At the mean time I am considering to apply for Citizenship. Do you think we'd better buy the house after Citizenship granted so that we can have 30k subsidy?btw,just got to know I am going to an oversea assignment (together with my wife)which may start from this July and last 9 month.That's why I have this second thought since there is not enough time to get Citizenship before I go. Btw,my wife likes the excecutive in Jurong East(286-287) very much but the price is quite high >400k.Do you think that area still has potential in terms of investment or further development?Thanks!

[此贴子已经被作者于2007-3-26 18:42:35编辑过]

yenfong · 发表于 27-3-2007 11:24:00|来自：新加坡

<table cellspacing="0" cellpadding="2" width="100%" border="0"><colgroup><col></col><col></col></colgroup><tbody><tr><td valign="top"><div>Thanks Michael helpful. I am PR ,I like to ask, If I go and view the house at 1 Apr 07, and I like the HDB, I need to tell them I like the HDB on the spot and give the deposit on the spot? or I need to come another day for second viewing then give deposit? Normally how much of deposit for the very frist time for market practice? then we need to wait for 14 days, right? then only we sign Option form and give another deposit, is this correct?Normally how much of deposit for second time for market practice? May I know how long I need to pass all the cash and cpf to bank laywer after sign Option form? because I need to sell my CPF investment and some investment to get back all my cpf and cash. I don't want to sell them so early, because i sell my investment later, I will gain more. May I know how long between exercise the Option to Purchase and first appointment? I like to know what is the maximum time i can drag to pass the money to laywer after first appointment? the latter i can drag , i will earn more from my investment.</div><div></div><div>Thanks </div></td></tr></tbody></table>

[此贴子已经被作者于2007-3-27 11:57:43编辑过]

yenfong · 发表于 27-3-2007 17:54:00|来自：新加坡

Let say the HDB sell S$300K, the valuation price is S$285K, the seller want $15k above vaulation price. so around 2weeks from the 2nd appt date? or earlier or later?The amount I need to pass to lawyer : If i loan from 80% from bank Cash portion: 15k + 14.25k(5% X $285K) = 29.25k The money will deduct the deposit i pay earlier. CPF portion: 42.75K(15% X $285K) Lawyer Fee (around $1500) HDB Stamp Fee: HDB Registration fee:$80 Bank loan stamp fee:around $500 and pay the agent fee to agent by cash. if seller or seller agaent already pay valuation report fee, at market practice , we need to pay them the fee or not? Is the above info is correct? Thank you very much

范塞特 · 发表于 27-3-2007 22:49:00|来自：新加坡

Pls help:Q1: 2 person from poly just gradurated. After we get PR and married. Can we buy a house?Q2: Since we just gradurated. May be we have a job, but we don't have a lot of money in CPF. So how about 5% from CPF.Thanks a lot.

michael8330 · 发表于 28-3-2007 10:36:00|来自：新加坡

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用我爱兔兔在2007-3-26 12:20:00的发言： 非常感谢你的回答！还有个问题问你，前天我看房，有个屋子我们比较满意，价钱也合适，但是我老公问中介为什么卖房子的时候，他回答得似乎有点犹豫，只说是为了拿钱套现，有些问题似乎他也没回答得特别明确，只说房子没有任何问题，我们担心是否有欠债的情况所以也不太敢买，不知道他们有没有隐瞒我们，而且他的估计报告也很奇怪，在股价后面加了一句“vacant possession',因为之前从没见过这样的估价报告，不懂为什么这样写？因为那地点不错，估价出来这么快两个月都没卖掉，所以我们担心这房子是不是有问题，以你的经验有见过这样的估价报告吗？还有，那个中介的名字在IEA的网站上找不到，连他们公司（好像是富豪产业）的名字都没有，问他，他说在税务局的网站里面有公司名字，是不是不在IEA 网站上的就不是合法的中介呢？如果可能，我们能联系你当我们的中介跟他谈吗？谢谢你！</div>非常感谢你的回答！还有个问题问你，前天我看房，有个屋子我们比较满意，价钱也合适，但是我老公问中介为什么卖房子的时候，他回答得似乎有点犹豫，只说是为了拿钱套现，有些问题似乎他也没回答得特别明确，只说房子没有任何问题，我们担心是否有欠债的情况所以也不太敢买，some time owner want to have privacy. if u worry that the hse have 'loan shark' problem, look at the main door , 'new coat of paint', metal gate- new coat of paint, flooring infront of the main door 'any paint  mark' , beside the wall of the main door. look at the corridor any 'drawing' , go down the staircase and see slow , any new paint work , downstair any new paint work, esp. those in small box size of 1meter X 1meter. look at the owner , chat causally with the owner, what profession he/she is in, (what job?) , normally blue-collar tend to go to borrow from loan shark , white-collar will go to borrow from bank. u will have a chance to talk to the owner , check with them after this hse , where are they going to move to , (condo or hdb or stay with relative [for old couple]) more important is the character of the owner.且他的估计报告也很奇怪，在股价后面加了一句“vacant possession',因为之前从没见过这样的估价报告，不懂为什么这样写？vacant possession mean , the hse will be empty ,without furniture/Tenant.there is some many valuers in the market , and this is only one of the many way to write the report , so in fact is nothing big deal.因为那地点不错，估价出来这么快两个月都没卖掉，所以我们担心这房子是不是有问题，以你的经验有见过这样的估价报告吗some time the valuation report out, the seller may not want to sell first, they want to know how much the hse can fetch before they go around to see hse , only after they see one hse they like then decide to sell, or initial 1st-2nd month the seller is asking sky high price and no buyer willing to offer, now the price is bring down to the market price so u may think that why for 2 month the hse still did not sell at this market price.还有，那个中介的名字在IEA的网站上找不到，连他们公司（好像是富豪产业）的名字都没有富豪产业 is an old sign board, (do more on pte rental) ,the agency owner may not think this is necessary to join IEA. (IEA is a insititue, right now still not compulsary yet.)他说在税务局的网站里面有公司名字，yes , as long as the iras home page have their name , and licence name , they are licenced agency.是不是不在IEA 网站上的就不是合法的中介呢？NO. in iras home page will consider licenced agency( now all agent will not have licence , all licence is attached to the agency, u cann call the agency office and check whether this person is with them)如果可能，我们能联系你当我们的中介跟他谈吗？谢谢你！No, 谢谢你的信任,行有行规

michael8330 · 发表于 28-3-2007 10:46:00|来自：新加坡

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用peng_uin在2007-3-26 14:24:00的发言： Hi Michael,   We(PR+my wife PR 2) want to buy a HDB or executive. At the mean time I am considering to apply for Citizenship. Do you think we'd better buy the house after Citizenship granted so that we can have 30k subsidy?btw,just got to know I am going to an oversea assignment (together with my wife)which may start from this July and last 9 month.That's why I have this second thought since there is not enough time to get Citizenship before I go. Btw,my wife likes the excecutive in Jurong East(286-287) very much but the price is quite high >400k.Do you think that area still has potential in terms of investment or further development?Thanks! </div>9 month is a long way , and a lot of thing may change and now is the time that the market undergo change , so maybe after yr SC had approve , the price for Exec may already rise up more than 30k (since is only around 8% base on the area u like)jurong east (286-287 toh guan) near to imm and is a nice place to stay and one of the newer area in jurong east, a lot of PR like to buy there cause is a 'safe place' to buy, not MUP and LUP for the next 10 year (different from other jurong east area, by 2014 all old flat in singapore will under go LUP, according to government)

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