【房屋】免费咨询租房/买房/卖房/出租/房款等各种问题

myacct

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>michael8330</i>在2007-7-6 10:08:00的发言：</b><br/><p>u need to take loan? if no need u can ex. immediate, but if u need , then the agent will come back to u . some time they will only get u to re-sign on 1st appt. [ they will fill in the date according to yr HLE or LOF]</p><p>for hdb policy, they will only accept the application:-</p><p>1.&nbsp;u can only sign the acceptance copy only when u obtain the HLE(hdb loan), letter of offer [bank loan],</p><p>&nbsp;[date of acceptance must be later then the HLE and LOF]</p><p></p></div><p></p><p>多谢Michael，我需要银行贷款，而且还没有拿到LOF。刚问了HDB，他说LOF的日期比ex.OTP还要晚的话肯定会拒绝。我想知道的是，如果被HDB拒绝的话，除了OTP上的定金之外，我们还有别的违约吗？比如说房东还可以告我们吗？</p><p>或者说，因为这份OTP肯定不行了，对方中介又不肯重新签。那么我现在就放弃这个OTP，也不去拿银行贷款了；这样的话房东可以告我们吗？</p>

[此贴子已经被作者于2007-7-6 10:36:10编辑过]

宝利

[em01]

[此贴子已经被作者于2007-7-6 10:59:23编辑过]

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>myacct</i>在2007-7-6 10:33:00的发言：</b><br/><p></p><p>多谢Michael，我需要银行贷款，而且还没有拿到LOF。刚问了HDB，他说LOF的日期比ex.OTP还要晚的话肯定会拒绝。我想知道的是，如果被HDB拒绝的话，除了OTP上的定金之外，我们还有别的违约吗？比如说房东还可以告我们吗？</p><p>或者说，因为这份OTP肯定不行了，对方中介又不肯重新签。那么我现在就放弃这个OTP，也不去拿银行贷款了；这样的话房东可以告我们吗？</p><br/></div><p>如果被HDB拒绝的话，除了OTP上的定金之外，我们还有别的违约吗？比如说房东还可以告我们吗？</p><p>the deposit <font color="#ff3300" size="4">HAVE TO RETURN</font> to u cause is reject by hdb and not withdraw by u. and no claim from either parties</p><p>no need to worry to much, in normal case , the seller agent will let u re-sign, they are not so free to re-market again and again just because&nbsp;of technical fault create by either agent.</p><p>is both agent very new? how come such a mistake will occur.</p><p>as agent we forseen problem, not create problem</p>

myacct

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>宝利</i>在2007-7-6 10:51:00的发言：</b><br/>[em01]<p>the deposit <font color="#ff3300" size="4">HAVE TO RETURN</font> to u cause is reject by hdb and not withdraw by u. and no claim from either parties</p><p>no need to worry to much, in normal case , the seller agent will let u re-sign, they are not so free to re-market again and again just because&nbsp;of technical fault create by either agent.</p><p>is both agent very new? how come such a mistake will occur.</p><p>as agent we forseen problem, not create problem</p></div><p>Thanks very much! Both sides of agents are not new. They are experienced for several years. And&nbsp;It is&nbsp;really hard to&nbsp;believe that they are not conscious of such a mistake. I think they&nbsp;create this problem&nbsp;intentionally, and I dont know&nbsp;what they want.</p>

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>myacct</i>在2007-7-6 11:07:00的发言：</b><br/><p>Thanks very much! Both sides of agents are not new. They are experienced for several years. And&nbsp;It is&nbsp;really hard to&nbsp;believe that they are not conscious of such a mistake. I think they&nbsp;create this problem&nbsp;intentionally, and I dont know&nbsp;what they want.</p></div><p>if u still like the hse, just act blur and carry on with yr LOF, when the banker want u to sign the LOF get the agent to go with u. and see what the agent intend to do.</p>

myacct

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>michael8330</i>在2007-7-6 11:48:00的发言：</b><br/><p>if u still like the hse, just act blur and carry on with yr LOF, when the banker want u to sign the LOF get the agent to go with u. and see what the agent intend to do.</p></div><p></p>Thanks michael.&nbsp; If I have another chance, I will ask u to be my agent, rather than my current agent.

宝利

[em01]

[此贴子已经被作者于2007-7-6 15:42:05编辑过]

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>myacct</i>在2007-7-6 13:21:00的发言：</b><br/><p></p>Thanks michael.&nbsp; If I have another chance, I will ask u to be my agent, rather than my current agent.</div><p>thank you for yr trust. [em04]</p>

myacct

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>michael8330</i>在2007-7-6 11:01:00的发言：</b><br/><p>如果被HDB拒绝的话，除了OTP上的定金之外，我们还有别的违约吗？比如说房东还可以告我们吗？</p><p>the deposit <font color="#ff3300" size="4">HAVE TO RETURN</font> to u cause is reject by hdb and not withdraw by u. and no claim from either parties</p><p>no need to worry to much, in normal case , the seller agent will let u re-sign, they are not so free to re-market again and again just because&nbsp;of technical fault create by either agent.</p><p>is both agent very new? how come such a mistake will occur.</p><p>as agent we forseen problem, not create problem</p></div><p>Michael，不好意思再问你一个问题，如果HDB因为这个问题reject的话，那么原来的OTP还是继续有效吗？我的意思是，我们必须重签新的OTP，继续买下那套房子；还是有权利不再签OTP、放弃那套房子？谢谢您！</p><p>对了，还有，如果只有银行的principle approal letter，而还没有银行的最终贷款书LOF，也是可以向HDB submit的吗？</p><p>另外，能pm给我一个你的电话吗？谢谢！</p><p></p>

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>myacct</i>在2007-7-7 19:03:00的发言：</b><br/><p>Michael，不好意思再问你一个问题，如果HDB因为这个问题reject的话，那么原来的OTP还是继续有效吗？我的意思是，我们必须重签新的OTP，继续买下那套房子；还是有权利不再签OTP、放弃那套房子？谢谢您！</p><p>对了，还有，如果只有银行的principle approal letter，而还没有银行的最终贷款书LOF，也是可以向HDB submit的吗？</p><p>另外，能pm给我一个你的电话吗？谢谢！</p><p></p></div><p>in the eye of law, the otp is valid as there is an business contract form.( consideraion [deposit given] + sign by both parties + delivery [one parties got one set of agreement]+ agent witness], but due to hdb policy, it cannot be submitted as the date of acceptance must be later than the HLF. so end of the day re-sign a fresh otp or re-date the otp will be the only way out.</p><p>那么原来的OTP还是继续有效吗?</p><p><font color="#f73809" size="4">没效.必须重签新的OTP.</font></p><p>还是有权利不再签OTP、放弃那套房子？</p><p><font color="#ff0000"><font size="4">it all up to u and the seller</font>.</font></p><p>如果只有银行的principle approal letter，而还没有银行的最终贷款书LOF，也是可以向HDB submit的吗?</p><p><font color="#ff3300" size="4">不可以</font></p><p>go and talk to yr agent , he is in a better position to advise u, i only guess the whole thing , i may guess the wrong thing and mess up the whole thing.</p>

[此贴子已经被作者于2007-7-7 23:48:07编辑过]