【房屋】免费咨询租房/买房/卖房/出租/房款等各种问题

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>ztycx</i>在2007-6-19 17:09:00的发言：</b><br/>hi michael, another question. if i engage with an agent but finally not buy the house from him, any fee that i need to pay to him?<br/><br/></div><p></p><p>no need.</p>

myacct

<p>唉，连michael都从不讲起obtain OTP到exercise OPT这14天是用来干嘛的，可见天下中介一般黑。其实政府很人性的，设定了OTP，就是给你14天时间内慎重考虑，随时可反悔的。大家去HDB网站上多学习吧，只有HDB是最可信的：</p><p><a href="http://www.hdb.gov.sg/fi10/fi10201p.nsf/WPDis/Buying%20A%20Resale%20FlatProcedures%20-%20Obtain%20Option%20to%20Purchase?OpenDocument&amp;SubMenu=Procedures">http://www.hdb.gov.sg/fi10/fi10201p.nsf/WPDis/Buying%20A%20Resale%20FlatProcedures%20-%20Obtain%20Option%20to%20Purchase?OpenDocument&amp;SubMenu=Procedures</a></p><p>你如果问起你的中介什么叫做OTP，他绝对不会跟你讲14天反悔这个事情的，都是讳之莫深。不好的中介还会在你obtain OTP时候连exercise OPT的签名都叫马上你签了，而你不知到这是什么意思，就稀里糊涂签了，就自动放弃了那个14天反悔期。到时候连多考虑一下的机会都没有了。</p>

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>myacct</i>在2007-6-27 11:50:00的发言：</b><br/><p>唉，连michael都从不讲起obtain OTP到exercise OPT这14天是用来干嘛的，可见天下中介一般黑。其实政府很人性的，设定了OTP，就是给你14天时间内慎重考虑，随时可反悔的。大家去HDB网站上多学习吧，只有HDB是最可信的：</p><p><a href="http://www.hdb.gov.sg/fi10/fi10201p.nsf/WPDis/Buying%20A%20Resale%20FlatProcedures%20-%20Obtain%20Option%20to%20Purchase?OpenDocument&amp;SubMenu=Procedures">http://www.hdb.gov.sg/fi10/fi10201p.nsf/WPDis/Buying%20A%20Resale%20FlatProcedures%20-%20Obtain%20Option%20to%20Purchase?OpenDocument&amp;SubMenu=Procedures</a></p><p>你如果问起你的中介什么叫做OTP，他绝对不会跟你讲14天反悔这个事情的，都是讳之莫深。不好的中介还会在你obtain OTP时候连exercise OPT的签名都叫马上你签了，而你不知到这是什么意思，就稀里糊涂签了，就自动放弃了那个14天反悔期。到时候连多考虑一下的机会都没有了。</p></div><p><font size="4">you are the first person in forum which call me 黑.[em06]</font></p><p><font size="4">nobody ask me the question, how u want me to answer? there is one thousand and one question in hdb, u want me to copy and paste the whole hdb Q&amp;A here?</font></p><p><font size="4">now, without the HLE for hdb loan or letter of offer for bank loan, u cannot ex. the otp. even u sign on the otp immediate after place the 1k + 4k, &nbsp;the hdb will reject the application.</font></p><p><font size="4">for letter of offer, u need the actual address and valuation of the flat u buy and it may take up to 5 working day to process . those who have buy&nbsp;hdb flat in the last 6 month will be able to tell u.</font></p>

[此贴子已经被作者于2007-6-27 20:46:14编辑过]

zkeanu

single pr can buy flat?

myacct

<div class="msgheader">QUOTE:</div><div class="msgborder"><p><font size="4">you are the first person in forum which call me 黑.<img title="dvubb" alt="图片点击可在新窗口打开查看" src="http://bbs.sgchinese.com/Skins/Default/emot/em06.gif" align="middle" border="0"/></font></p><p><font size="4">nobody ask me the question, how u want me to answer? there is one thousand and one question in hdb, u want me to copy and paste the whole hdb Q&amp;A here?</font></p><p><font size="4">now, without the HLE for hdb loan or letter of offer for bank loan, u cannot ex. the otp. even u sign on the otp immediate after place the 1k + 4k, &nbsp;the hdb will reject the application.</font></p><p><font size="4">for letter of offer, u need the actual address and valuation of the flat u buy and it may take up to 5 working day to process . those who have buy&nbsp;hdb flat in the last 6 month will be able to tell u.</font></p></div><p>OK啦，这样要求Michael也是勉为其难了。只是如果说我是你的customer的话，你会不会主动跟我说EXE OTP有14天这么一回事？</p><p>另外问个问题吧，如果一个PR的spouse不愿出一分钱，可不可以按他和2岁的小孩（也是PR）的名义买resale HDB组屋？</p>

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>zkeanu</i>在2007-6-28 13:35:00的发言：</b><br/>single pr can buy flat? </div><p>single PR cannot buy hdb. above 21 can buy pte/condo.</p><p>SC above 35 can buy hdb</p><p></p>

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>myacct</i>在2007-6-29 8:14:00的发言：</b><br/><div class="msgheader">QUOTE:</div><div class="msgborder"><p><font size="4">you are the first person in forum which call me 黑.<img title="dvubb" alt="图片点击可在新窗口打开查看" src="http://bbs.sgchinese.com/Skins/Default/emot/em06.gif" align="middle" border="0"/></font></p><p><font size="4">nobody ask me the question, how u want me to answer? there is one thousand and one question in hdb, u want me to copy and paste the whole hdb Q&amp;A here?</font></p><p><font size="4">now, without the HLE for hdb loan or letter of offer for bank loan, u cannot ex. the otp. even u sign on the otp immediate after place the 1k + 4k, &nbsp;the hdb will reject the application.</font></p><p><font size="4">for letter of offer, u need the actual address and valuation of the flat u buy and it may take up to 5 working day to process . those who have buy&nbsp;hdb flat in the last 6 month will be able to tell u.</font></p></div><p>OK啦，这样要求Michael也是勉为其难了。只是如果说我是你的customer的话，你会不会主动跟我说EXE OTP有14天这么一回事？</p><p>另外问个问题吧，如果一个PR的spouse不愿出一分钱，可不可以按他和2岁的小孩（也是PR）的名义买resale HDB组屋？</p></div><p><font size="5">你会不会主动跟我说EXE OTP有14天这么一回事？</font></p><p><font size="5">会</font></p><p><font size="5">如果一个PR的spouse不愿出一分钱，可不可以按他和2岁的小孩（也是PR）的名义买resale HDB组屋？</font></p><p><font color="#ff0000" size="5">可以, but the spouse minimum have to be occupier.</font></p>

shashasha

<p>我们想买组屋,前几天交了OPTION FEE 刚和中介去银行签了贷款合约,OCBC二年半的FIX RATE3.95%...</p><p>是不是很高啊??</p><p>中介是不是会从银行那里拿到好处啊..?</p><p>谢谢LZ</p>

myacct

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>michael8330</i>在2007-6-29 9:33:00的发言：</b></div><div class="msgheader">QUOTE:</div><div class="msgborder"><p><font size="5">如果一个PR的spouse不愿出一分钱，可不可以按他和2岁的小孩（也是PR）的名义买resale HDB组屋？</font></p><p><font color="#ff0000" size="5">可以, but the spouse minimum have to occupier</font><br/></p></div><p><font size="5">occupier需要在什么表格上签字吗？需要她的IC吗？</font></p>

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>shashasha</i>在2007-6-29 15:05:00的发言：</b><br/><p>我们想买组屋,前几天交了OPTION FEE 刚和中介去银行签了贷款合约,OCBC二年半的FIX RATE3.95%...</p><p>是不是很高啊??</p><p>中介是不是会从银行那里拿到好处啊..?</p><p>谢谢LZ</p></div><p>now the rate is around there. u go with or without agent also the same rate.</p>