降温措施奏效 榜鹅公寓组屋溢价下跌60％

探路者2

不要怕，过分泡沫化其实对观望者更好。如果ZF还是没有办法抑制泡沫，那最后就可以等着大白菜了。

另外，不要过高估计第一次置业的新加坡人的购买力。这些不过是为了捡便宜进场，如果价格没有降到一定程度，他们也不会出手。一旦价格回升，购买人数自然也会减少。另外，楼市可很少出现买跌的时候，如果你是买家，你可以问问自己，究竟是房价涨的时候你在着急，还是房价跌的时候呢？

不过说这些都不如静观其变，等几个月看看，让市场自己告诉你答案。

ms杏子

COV降, 但是估价上涨. 我在09年初申请ZF的新房, 万国附近的,4房26万, 现在同一地点,HDB推出给公民买的同样一手房价格已经是35万多了(BLK275-277). ZF政策是为了让房价稳定, 而不是要房价大幅下降.

ms杏子

不过我的号码太后, 当时也没申请到. :(

望山

我来告诉大家，这篇文章是一个记者为了迎合ZF需要，胡写的。用一栋或少数组屋的成交价说事，是以偏概全，属于错误的推导，有意的引导群众心理。组屋价格再跌，也不会如此神速。60%？扯淡呢吧。地点差房型差楼层差装修差的房子，胡乱要个5-7万，然后回归正常溢价，这也算降温？太没水平了吧？你去看看好地点的房子，能降多少？过几个月，拿出成交价数据再说降温，还算合理，不然，就是垃圾文章一篇，鄙视作者。

I_Love_Kiwi

一个案例根本不能说明什么, 同一区房子根据条件不同COV本来就相差不少.
比如7月我卖组屋的时候我们隔壁一个block也有一家也在卖(同样面积的, 比我们早开始卖), 楼层只比我们低一层, 前面也没有阻挡的, 我们在三周内以36K的COV成交了, 他们的都还没卖出去, 当时他们已经自己把COV叫价降到20K了.

探路者2

我来告诉大家，这篇文章是一个记者为了迎合ZF需要，胡写的。用一栋或少数组屋的成交价说事，是以偏概全，属 ...
望山 发表于 21-9-2010 10:52

    人家记者可是去采访了中介公司的高层才得出的结论，引用的也是别人的原话，中介公司没必要自己唱衰吧？如果说有人没有根据就大放厥词，我想应该是阁下了。任何一个最近看过房子的人都知道COV已经大幅下降了。当然我到赞成你说的，等几个月让市场的结果来证明一切。

Don't panic, let market talk for itself.

粉红猫

COV是掉了，估价没掉吧， COV掉到0了，估价没变，也到不了50%这么夸张

good99

纯粹是标题党。
意见孤立的交易，跟平均COV比较，是没有意义的。因为很可能这件房子的条件不好，必定要以比较低的COV成交的。
总体来说，总有比平均COV低的。所以，单个交易根本就得不出题目上的那个结论。所以，标题党

探路者2

纯粹是标题党。
意见孤立的交易，跟平均COV比较，是没有意义的。因为很可能这件房子的条件不好，必定要以比 ...
good99 发表于 21-9-2010 13:33

Don't complain much if you put your bet in the wrong place at the wrong time. And tell me why do you think you have more information and are more knowledgeable against those property agency?



Straits Times Singapore, 18 Sep, 2010, Saturday
HDB resale prices soften as sales slow down
By Jessica Cheam, Housing Correspondent

PRICES in the red-hot Housing Board (HDB) resale flat market are beginning to soften, with the number of sales also dipping as home buyers and sellers respond to recent ** moves to cool the market.

Property agencies interviewed by The Straits Times said median cash upfront paid by buyers, known as cash-over-valuation (COV), is expected to drop from $30,000 in the second quarter to about $20,000 by year-end.

At ERA Asia Pacific, PropNex and HSR Property Group, sales transactions were reported to have dropped 15 per cent to 30 per cent in the two weeks or so since the measures were announced on Aug 30.

Together, the three agencies account for the lion’s share of the HDB market.

Until the recent pause, HDB resale flat prices were rising strongly. They shot up 4.1 per cent in the second quarter, smashing records for the eighth straight quarter, and prompting concerns that prices were beyond the reach of Singaporeans.

The ** responded by tightening lending rules and added restrictions to home ownership to dampen demand.

The new rules have changed the dynamics of the market virtually overnight, say analysts, transforming it from a seller’s market to a buyer’s market.

The days of high COVs, where cash-rich buyers paid $75,000 to $100,000 cash upfront for flats in popular estates, are long gone, said Dennis Wee Group director Chris Koh.

‘Sellers are more realistic now. They have lowered their asking prices,’ he said. However, he noted that prices are still holding firm for flats in established towns such as Toa Payoh and Bishan.

At suburban estates such as Punggol and Sengkang, asking COVs seem to be weakening, although if these flats are near amenities like MRT stations, sellers are holding to their asking prices, he said.

PropNex communications manager Adam Tan said its data showed COV values rose in July from second quarter levels, though this was prior to the ** measures.

For three-room flats, median COV rose to $35,000 in July from $26,000 in the second quarter. For four-room flats, it rose to $40,000 from $30,000, and for five-room units, to $45,000 from $33,000.

However, COV has softened by up to 5 per cent to 10 per cent in recent weeks. Recent price levels are still being collated, said Mr Tan.

As an example of how the market has shifted in the buyers’ favour, he said PropNex recently brokered a sale of a Punggol executive flat at $20,000 COV – $30,000 below the median COV for that flat type and location in the second quarter according to HDB data.

‘We can see buyers adopting a wait-and-see attitude now, so those desperate to sell have had to adjust their expectations,’ said Mr Tan.

ERA Asia Pacific associate director Eugene Lim said sales are slower ‘because of the current stand-off between sellers and buyers. But this low volume is temporary as the market is trying to find its footing,’ he said.

The tighter financing rules, which do not allow buyers to qualify for an 80 per cent loan unless they sell an existing home, are also affecting sales, said Mr Koh.

‘Sellers are asking for an extension of stay, making sales harder to close,’ he said.

IT executive Cai Yong Jie, 30, a first-time buyer who welcomed the recent moves, has been negotiating with sellers to bring down the COV amount.

‘Many sellers are a bit more realistic now and will consider my lower offer,’ he said. But he has also applied for a new flat under the HDB’s build-to-order (BTO) scheme as such flats are still cheaper.

The measures seemed to have somewhat dampened demand for new flats, as HDB’s latest sales launch at Yishun closed with slightly less than three applicants for every flat – well below the typical six bids each seen in past years.

Still, analysts say it might be too early to see the full effects of the measures.

HSR chief executive Patrick Liew predicted that the market ‘will be flat for three months, and then we will see activity again because we have genuine buyers and sellers out there in the market’.

In terms of demand and supply, there is still an undersupply of HDB resale flats in many areas, he said.