新加坡房产EC/HDB/公寓买卖攻略---免费咨询房产及贷款问题

williamliuyao · 发表于 20-2-2016 18:40:08|来自：美国

本帖最后由 williamliuyao 于 20-2-2016 19:30 编辑

谢谢PL。

MQueen · 发表于 5-4-2016 10:14:37|来自：美国

pl 发表于 10-11-2014 16:44
HDB篇

购买公开市场上的二手HDB

楼主，如果是买了公寓然后做decoupling，配偶一方带着孩子（未成年）这种情况可以申请EC吗？或者BTO ？

pl · 发表于 5-4-2016 13:11:18|来自：美国

MQueen 发表于 5-4-2016 10:14
楼主，如果是买了公寓然后做decoupling，配偶一方带着孩子（未成年）这种情况可以申请EC吗？或者BTO ？ ...

不可以。。。

Dreamy1 · 发表于 5-4-2016 16:51:02|来自：美国

Hi pl, 借此记录一下，摘自PROPERTYGURU：

Purchase 2nd hand condo procedures: With you and this is provided you can obtain a 80% loan (20% downpayment will be paid in 5% cash and 15% CPF/ cash): - First obtain in principle approval (IPA) from bank to find out how much can you loan before house hunting - Once you are interested in a unit, issue a cash/cheque of 1% (of purchase price) to seller to receive option to purchase (OTP) - Need to obtain letter of offer (LO) from bank to exercise the OTP with 4% cash/ cheque (to make up 5% deposit), estimated 3% Buyer's stamp duty (BSD), Mortgage's stamp duty, legal fees within 2 weeks (option period) from OTP grant date - Wait for 6 to 8 weeks completion period to get the keys Note: option and completion period can be negotiated between buyer and seller.