【房屋】免费咨询租房/买房/卖房/出租/房款等各种问题

michael8330 · 发表于 13-6-2007 18:44:00|来自：新加坡

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用ztycx在2007-6-12 10:57:00的发言： hi michael, have you checked your message box here? i tried to contact you twice by PM. i plan to buy a hdb resale flat, and thought you could be my agent. plez leave me your contact no. to [email protected] </div>i saw yr PM, this 2 month i am not feeling well, and office is doing renovation.

michael8330 · 发表于 13-6-2007 18:47:00|来自：新加坡

本帖最后由 michael8330 于 8-1-2010 00:41 编辑

QUOTE: 以下是引用 nicole1973 在2007-6-13 2:28:00的发言：

请教你。。。我是跟孩子联名买的房，我小孩才八岁。。。另外，我们都是pr,我跟前夫离婚，新加坡没有任何其他的亲戚。。。

想请问。。。如果联名的其中一方发生任何意外，那另一方仍然可以保留房子吗？

因为我完全没有任何亲戚可以填补这个名额。。。。。而我小孩又未成年，虽然我留给他的保险金足够付清所有贷款。。。。但还是很担心政府会收回房子。。。。

如果联名的其中一方发生任何意外，那另一方仍然可以保留房子吗

can, although u did not meet the hdb rules and regulations but if it due to owner die or occupiers die, they will close one eye

michael8330 · 发表于 13-6-2007 18:49:00|来自：新加坡

本帖最后由 michael8330 于 8-1-2010 00:43 编辑

以下是引用 ntublade 在2007-6-13 13:39:00的发言：

贷由我一个人负担会有什么问题吗

no problem. as long as u can afford.

as long as u did not get approval for rental out the whole unit , it will still consider owner staying.

waiting until u buy a flat , give me a PM i will sent u the nos.

谢谢Michael的解答。我已经在Boon Lay附近看好了一套房子，已经付了订金了。不过因为我上个月刚换工作，citibank贷款in-principal approval没有批下来。现在只好拿DBS的贷款了。还是要谢谢楼主，跟这个帖子一直下来，我也学到了不少东西，对我买房很有帮助。希望楼主再接再励继续帮助那些还在或者将要买房的朋友。谢谢.

now the market is hot, maybe slower in answer the question, i will try my best, to clear the query asap.

snoopy528 · 发表于 13-6-2007 20:33:00|来自：新加坡

hi,你好，房价涨得很多，如果现在买JTC得房子，会不会划算，我们打算先买个3房然后3年以后拿了公民在换大房，但是现在这个BLK正在电梯翻新，一梯4户，会不会很不划算如果买在非电梯层？还有一般电梯翻新得费用一般什么时候还？如果在翻新完成以后1－2年内能拿到公民，这个费用能不能拖到那个时候交？xiexie

michael8330 · 发表于 15-6-2007 10:09:00|来自：新加坡

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用snoopy528在2007-6-13 20:33:00的发言： hi,你好，房价涨得很多，如果现在买JTC得房子，会不会划算，我们打算先买个3房然后3年以后拿了公民在换大房，但是现在这个BLK正在电梯翻新，一梯4户，会不会很不划算如果买在非电梯层？还有一般电梯翻新得费用一般什么时候还？如果在翻新完成以后1－2年内能拿到公民，这个费用能不能拖到那个时候交？xiexie</div>buying JTC flat should be a good deal now, as the gov. sector is slower in respond the market change as they need to wait for the newer valuation report to support their new price [slower by 3 month] , the only catch here is the lift upgrading , so u have consider proper. good luck电梯翻新as PR u will have to pay around 10k-15k.SC only pay 900$-1500$.the payment will only commence 9 month to 1 year after the completion of the lift works[ which will take around 2 year] when u take SC during the period of time , u will only need to pay SC rate.from HDB websiteThe lift upgrading cost is payable only when the upgrading works in the precinct are completed. Billing will only commence after the upgrading costs for the precinct is finalised and the flat owners' share of the upgrading cost is computed. The person who is the owner of the flat at the date of billing has to pay for the lift upgrading cost. Subject to changes by HDB, billing is not expected to take place within the next 3 months for precincts that are not listed here.<div class="ContentColorBlue"></div><div class="ContentColorBlue">Singapore Permanent Residents (SPRs) Households</div> As the Government’s public housing policy is to provide subsidised HDB flats for Singapore citizens only, Singapore Permanent Residents (SPRs) will have to pay for the full cost of upgrading. They are also charged the <a href="http://www.hdb.gov.sg/fi10/fi10207p.nsf/WPDis/Paying%20Your%20Upgrading%20CostPolicies?OpenDocument" target="_self">HDB market interest rate</a> if they opt to pay the upgrading cost by monthly instalments. The SPR household can claim for reimbursement of upgrading subsidy and/or convert their interest rate from the HDB market interest rate to concessionary interest rate if the following conditions are met: Eligibility conditions for reimbursement of upgrading subsidy:   <ul type="disc"><li>Any of the SPR owners who has been billed for the upgrading cost obtains Singapore citizenship within one year from the date of billing    </li><li>Reimbursement Claim is made within 1 year on obtaining Singapore Citizenship </li><li>SPR flat owner who obtains the Singapore citizenship must still be the owner of the flat at the time of the reimbursement. </li></ul>Under the Main Upgrading Programme, upon reimbursement of the upgrading subsidy, the household is treated as having enjoyed an upgrading subsidy. Eligibility condition for conversion of interest rate:   <ul type="disc"><li>Any of the SPR flat owner(s) obtains Singapore Citizenship within one year from the date of billing of the upgrading cost.</li></ul>

[此贴子已经被作者于2007-6-15 10:14:47编辑过]

jenny2004 · 发表于 18-6-2007 10:00:00|来自：新加坡

"buying JTC flat should be a good deal now," where can we get the information of these JTC flat? the price is same to PR and SC? SC can also use the HDB loan or not? thanks.

ztycx · 发表于 19-6-2007 16:47:00|来自：新加坡

michael, can you recommend some reputable agents? is CEA & SAEA certification important?

ztycx · 发表于 19-6-2007 17:09:00|来自：新加坡

hi michael, another question. if i engage with an agent but finally not buy the house from him, any fee that i need to pay to him?

[此贴子已经被作者于2007-6-21 0:26:55编辑过]

michael8330 · 发表于 24-6-2007 11:28:00|来自：新加坡

本帖最后由 michael8330 于 8-1-2010 00:45 编辑

QUOTE: 以下是引用 jenny2004 在2007-6-18 10:00:00的发言：

buying JTC flat should be a good deal now,"

where can we get the information of these JTC flat? the price is same to PR and SC? SC can also use the HDB loan or not? thanks.

normally the JTC is only selling to the existing tenant, and some they have ask agent to sell in open market, u may want to call the jtc hot line and check it out. please check their website.it will be the same as those selling in resale market , the only different was the sellers is jtc and cannot use resalenet , only normal submission. so PR or SC all can buy and of course u can use hdb loan if u are qulify

michael8330 · 发表于 24-6-2007 11:36:00|来自：新加坡

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用ztycx在2007-6-19 16:47:00的发言： michael, can you recommend some reputable agents? is CEA & SAEA certification important? </div>CEA= Certified Estate Agent [from iea]SAEA= Singapore Accredited Estate Agencies [from sisv]both are reputable real estate association.those agents serious in their rice bowl will try to get both title.

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